Homes with private wells must pass water quality testing for government-backed loans such as U.S. Department of Veterans Affairs (VA) and Federal Housing Administration (FHA) financing.

We provide VA/FHA-compliant well water testing with proper collection procedures and certified laboratory analysis to ensure the water meets safety standards — and to help keep your closing on schedule.

 

What’s Included in Testing

Our standard VA / FHA well water panel includes:

• ✅ Total Coliform & E. Coli

• ✅ Nitrates / Nitrites

• ✅ Lead

Samples are collected following proper chain-of-custody procedures and submitted to a certified laboratory for analysis.

 

Why Water Testing Is Required

Government-backed loans require verification that private well water is safe for human consumption. Contaminated water can pose health risks and may delay loan approval if not properly tested.

Common concerns include:

• Bacterial contamination

• Agricultural runoff (nitrates/nitrites)

• Heavy metals such as lead

Testing confirms the water supply meets lender and underwriting requirements.

 

Fast Turnaround, Lender-Acceptable Reports

We understand real estate timelines matter.

• Prompt scheduling

• Proper sampling procedures

• Certified laboratory analysis

• Clear, lender-ready report format

• Fast results to avoid closing delays

 

Schedule Your VA / FHA Well Water Test

If your home has a private well and you’re financing with a VA or FHA loan, contact Elite Level Home Inspection today to schedule compliant water testing.

We help protect your transaction — and your peace of mind.