If you're buying a home in Tampa, Brandon, Valrico, Riverview, or anywhere in the Tampa Bay area, you may start noticing changes to the home appraisal process in 2026. Fannie Mae and Freddie Mac are rolling out a major update known as Uniform Appraisal Dataset (UAD) 3.6, along with a redesigned Uniform Residential Appraisal Report (URAR). The new system is already being used by some lenders and appraisers, and UAD 3.6 becomes mandatory for new appraisal reports submitted to F

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