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Six Tips for Buying a Home in Tampa

November 16, 2018

Considering buying a home in Tampa? Making this type of decision is one of the biggest, most exciting times in many people’s lives.


However, it’s easy to get caught up in finding the perfect home in the neighborhood you want and forgetting about many of the practical issues surrounding such a big financial commitment.


Buyers might focus on the right number of bedrooms, the size yard they want or amenities they would prefer. They likely will also want the many benefits of buying a home, including Florida’s homestead exemption that is worth up to $50,000 as well as the fact interest paid on a mortgage is tax deductible.


That’s all good, but there are practical issues that warrant your attention.


This is especially true in Tampa. The housing market in the Tampa Bay metropolitan area – which includes Tampa, St. Petersburg and Clearwater , with the median price of a house rising and the inventory of available homes for purchasing tightening. That doesn’t mean it’s a bad time to buy, it just means you will need to do your homework to find the best deals.


Here are some practical tips to keep in mind before you sign the paperwork on a house purchase.




Hire a professional. Before getting into individual issues, it’s important to understand that a good move to make – maybe the best move – is to hire someone with experience in finding homes for potential buyers and guiding them through the purchase process. While some buyers attempt to skip the relatively low cost of hiring a realtor, it’s often not worth the risk. With the amount of money involved, real estate is an area where you want an expert.


What do you need? Every home is different depending on the needs of the buyer. Refine your search by determining what kind of house and neighborhood you need. Do you want a family home where you can raise kids? Is this an inves